Welcome to Washington Merchant Services. These Terms of Service (“Terms”) govern your access to and use of our website, payment processing solutions, and related services provided to Washington-based businesses. By using our site or services, you agree to abide by these Terms, as well as any applicable laws and regulations. Please read these Terms carefully, as they establish your rights and obligations as a valued client. If you do not agree to these Terms, please do not use our website or services.
We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page, and the effective date at the top will be revised accordingly. Your continued use of our services after changes are posted indicates your acceptance of the new Terms. If you have questions, please contact us using the information at the end of this document.
Acceptance of Terms
By accessing washingtonmerchantservices.com or utilizing any of our payment processing solutions, you affirm that you have read, understood, and agree to be bound by these Terms of Service. If you represent a business or other legal entity, you confirm that you have the authority to bind that entity to these Terms.
These Terms apply to all users of Washington Merchant Services, including business owners, employees, agents, or any individual acting on behalf of a company. You agree to use our services only for lawful purposes and in accordance with all applicable federal, state, and local laws.
Eligibility and Registration
Our payment processing services are designed for legitimate businesses operating in Washington State. By registering with Washington Merchant Services, you represent that you are at least 18 years of age and possess the legal capacity to enter into a binding agreement.
During the registration or onboarding process, you agree to provide accurate, current, and complete information about your business and its owners or representatives. You are responsible for maintaining the accuracy of your account information. Failure to provide correct details may result in the suspension or termination of your account and services.
Description of Services
Washington Merchant Services offers a suite of solutions for payment processing, including merchant accounts, credit card processing, point-of-sale (POS) systems, and support services tailored for Washington businesses. Our objective is to help clients accept payments securely, efficiently, and with minimal friction for their customers.
While we strive for continuous availability, we do not guarantee that all services will be accessible at all times. System maintenance, technical issues, or factors beyond our control may occasionally result in interruptions or changes to service availability. We reserve the right to modify, suspend, or discontinue any part of our services at any time, with or without prior notice.
Payment Processing, Fees, and Billing
Our payment processing solutions enable you to accept credit and debit card payments, as well as other approved forms of electronic payment. All fees associated with payment processing, merchant accounts, equipment, and related services will be disclosed prior to activation and are detailed in your service agreement.
You are responsible for reviewing your monthly statements, understanding all applicable charges, and making payments on time. Late payments, chargebacks, or returned transactions may incur additional fees or lead to suspension of services. We reserve the right to update our pricing structure or introduce new fees at any time, with reasonable notice to affected customers.
Compliance with Laws and Prohibited Activities
By using our services, you agree to comply with all applicable local, state, and federal laws and regulations, including but not limited to PCI DSS standards for payment card security, anti-money laundering statutes, and consumer protection laws. You may not use our services for any unlawful, fraudulent, or prohibited activity, such as money laundering, sale of illegal goods, or financing of terrorism.
We reserve the right to suspend or terminate your account if we suspect any prohibited activity or violation of these Terms. Such action may be taken without notice, and we may report violations to the appropriate authorities as required by law.
Termination and Suspension
You may terminate your relationship with Washington Merchant Services at any time by providing written notice and settling any outstanding fees. We reserve the right to suspend or terminate your account for breach of these Terms, non-payment of fees, or involvement in unlawful or fraudulent activities.
Upon termination, your access to services and equipment will be revoked. You are required to return any company-owned equipment and settle all outstanding obligations. Certain provisions—such as those relating to indemnification, limitation of liability, and intellectual property—will survive termination.
Changes to the Terms of Service
We may update or revise these Terms of Service from time to time. Any changes will be posted on this page and take effect immediately unless otherwise specified. It is your responsibility to review these Terms regularly to ensure your continued compliance.
Continued use of our website or services after changes are made constitutes your acceptance of the revised Terms.